Insurance for your business and for your people
Two different things that belong in the same conversation: protecting the business — the premises, the machinery, what you may end up owing a third party — and looking after the people who work in it. We are an exclusive Allianz agency with an office in Adeje. We handle both from here, in Spanish, German or English, and when there is a claim you deal with us.
- The company and the staff with one agency and one contact
- Group health cover from two insured employees upwards
- You can come in with the convenio and the paperwork and go through it with us
For the business
First the place where you work, and what can go wrong in it.
Self-employed and small companies
For shops, offices and small businesses: fire, water, theft, glass, machinery, stock, IT assistance and legal support.
Liability cover
For companies and professionals: general, professional, product and employer's liability, depending on your sector.
Sick pay for the self-employed
A daily payment if you cannot work because of an accident or illness, with cover for hospital stays and surgery.
A fleet of vehicles, a residents' association, stock, machinery or electronic equipment? Allianz insures those too and we can prepare them for you; they do not have their own page here yet. Tell us what you need and we will work out the price anyway.
For the employees
Six group policies. You do not need all of them: it almost always starts with one — the one the convenio requires, or the one that matters most to your people.
Health for employees
From two insured employees upwards, joining age 0 to 64. Medical network or reimbursement, with or without a co-payment, and family members can join the same policy.
Life for employees
A capital sum for the family if an employee dies and, depending on the variant, for disability. The cover lasts while the person is with the company.
Accident cover for employees
Two variants: a voluntary group policy, where you decide, or a convenio policy, where the convenio decides. It can apply 24 hours a day, only during working hours including the journey to work, or to one specific activity.
Savings for employees
Allianz Ahorro Colectivos: the company pays in, Allianz guarantees part of the contributions, and the employee receives it at retirement. It is not a pension plan.
Pensions for employees
The Plan de Previsión Social Empresarial (PPSE): the Allianz alternative to an occupational pension plan, taxed in the same way as a pension plan.
Travel cover for employees
For your people's work trips, not for their holidays. From here almost every business trip starts with a flight — including the one to the mainland.
A group policy also keeps people. On an island where hospitality businesses poach each other's staff every season, health cover for the team is noticed more than a small rise in the payslip — and it costs the company less.
Where to start
- Tell us how many of you there are, what you do and which convenio applies to you. That already tells us what is possible and what is not.
- We work out the price and give it to you in writing, with the cover set out beside it, so you can show it to whoever decides. It costs nothing and commits you to nothing.
- If you go ahead: TC2 and the deed of incorporation for the group policies, plus a health questionnaire for each person where the product asks for one. We tell you in advance what is needed in your case.
The convenio colectivo
Many collective agreements oblige a company to hold an accident policy for its staff, with a set sum insured. If the convenio requires it and there is none, the company answers to the labour inspectorate: fines for the most serious employment offences reach up to 187,000 €. How serious a case is graded is decided by the inspectorate, not by us — we write it down because it is a real reason to look into it, not to frighten anyone.
And one line we prefer to make clear from the start: interpreting the convenio is your gestor's or your employment adviser's job, not ours. Our work starts afterwards. You tell us which sum has to be insured and we prepare the policy that meets it.
For sector-wide convenios, Allianz updates the sums itself every year. If your company has its own convenio, we do that update together with you — let us know when something changes.
Why with us
- Office in San Eugenio Alto, Adeje. Monday to Thursday, 10:00 to 17:00. You can come in and sit down with the paperwork on the table.
- We work in Spanish, German and English. If your team is mixed, we explain it to each person in their own language.
- We are an exclusive Allianz agency. When there is a claim you deal with us, not with a distant call centre.
- 4.8 out of 5 stars on Google, from 52 customer reviews (September 2026). Read the reviews (opens in a new window)
Good to know
- The savings plan and the pension plan are not the same thing and are not taxed in the same way. The difference is explained on each of their pages.
- How the premiums are treated for tax is confirmed by your gestor. We do not give tax or employment law advice: we arrange the insurance.
- Not only companies. Associations, schools and sports clubs can also insure their members with an accident policy.
- What counts are the sums and conditions of each policy. Before you sign, we hand you the product documentation.
Frequently asked questions
How many employees do you need?
For the group health policy, from two insured employees upwards. For the others, tell us how many of you there are and what you want to cover: we look at it case by case and tell you whether it is possible before you sign anything.
Our convenio requires accident cover. Can you arrange it?
Yes, that is one of the two variants of the accident policy. Bring us the convenio or the sum it requires and we will prepare the policy that meets it. What we do not do is interpret the convenio: that is for your gestor or your employment adviser.
Can I insure only part of the workforce?
That depends on the product and on how the group is defined. Tell us who you want to include and on what basis — a department, for instance, or everyone with more than a year's service — and we will tell you whether Allianz accepts it before you sign anything.
Can family members be included?
In the group health policy, yes: family members can join the same policy, with the libro de familia. For the other products it depends on the variant; ask us about yours.
I am self-employed and work on my own. Is this for me?
Not a group policy — there is no group. What does fit you is the business policy, liability cover, sick pay for the self-employed and, personally, term life insurance. We handle all of those too.
What happens when somebody joins or leaves?
You let us know and we add or remove the person from the policy. It is the most routine task on a group policy and it goes through us, by email or phone. When somebody leaves, their cover under the company policy ends: if they want to stay protected, they should talk to us.
This is general information. The exact cover and conditions are those of each policy and of the Allianz nota informativa.