Life cover for your employees
An Allianz group life policy. The company takes it out for its staff, and a lump sum goes to an employee's beneficiaries if they die. Depending on the option, disability is covered as well.
- One contract for the whole workforce
- Covers the seguro de convenio if your collective agreement requires it
- Joiners and leavers are reported during the year
Cover
- Death
- Total permanent disability
- Death or disability caused by an accident
- Death or disability caused by a road accident
- The same sum for everyone, or different sums by job category
- Sums and guarantees set to what your collective agreement asks for
Depending on the option chosen and on what is agreed in the group policy.
Good to know
- Many Spanish collective agreements (convenios colectivos) oblige the employer to insure staff against death and disability. If you are not sure whether yours does, bring it in and we will go through it with you.
- For a quote we only need the number of employees, what the company does and the ages. Names come later.
- Whether a health declaration is needed depends on the size of the group and the sum insured. We tell you that before we start, not at the end.
- How the premiums are treated in your accounts and social security filings is for your gestor; we give them the documents they need.
- Allianz also has group policies for health, accident, savings, travel and pensions. If more than one is of interest, we can cover them in a single meeting.
For guidance only. The exact cover and conditions are those set out in the Allianz policy and information note (nota informativa).