/* PROTGT · Seguros San Eugenio · PROFIT CANARIAS S.L. */

/* Allianz Neo · Hausschrift, selbst gehostet · keine fremden Ressourcen.
   Quelle: Allianz_Neo_webfonts.zip (one.allianz.com), Schnittgruppe W02.
   Nur Regular 400, SemiBold 600, Bold 700 — mehr sieht die Markenregel nicht vor. */
@font-face{
  font-family:"Allianz Neo";
  src:url("fonts/AllianzNeoW02-Regular.woff2") format("woff2"),
      url("fonts/AllianzNeoW02-Regular.woff") format("woff");
  font-weight:400;font-style:normal;font-display:swap;
}
@font-face{
  font-family:"Allianz Neo";
  src:url("fonts/AllianzNeoW02-SemiBold.woff2") format("woff2"),
      url("fonts/AllianzNeoW02-SemiBold.woff") format("woff");
  font-weight:600;font-style:normal;font-display:swap;
}
@font-face{
  font-family:"Allianz Neo";
  src:url("fonts/AllianzNeoW02-Bold.woff2") format("woff2"),
      url("fonts/AllianzNeoW02-Bold.woff") format("woff");
  font-weight:700;font-style:normal;font-display:swap;
}

:root{
  --blue:#003781;
  --blue-dark:#122B54;
  --action:#007AB3;
  --text:#414141;
  --muted:#414141;
  --bg:#DFEFF2;
  --line:#B5DAE6;
  --red:#F62459;
  --font:"Allianz Neo",system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;text-size-adjust:100%}
@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}
body{margin:0;font-family:var(--font);font-size:18px;line-height:1.6;color:var(--text);background:#fff;overflow-wrap:break-word}
img,svg{display:block;max-width:100%}
a{color:var(--blue);text-underline-offset:.18em}
a:hover{color:var(--blue-dark)}
a[href^="mailto:"]{overflow-wrap:anywhere}
:focus-visible{outline:3px solid var(--blue-dark);outline-offset:2px;box-shadow:0 0 0 6px rgba(0,55,129,.25)}
h1,h2,h3,h4{font-family:var(--font);color:var(--text);line-height:1.25;margin:0 0 .5em;font-weight:600;letter-spacing:0}
h1{font-size:clamp(1.55rem,2.6vw,2rem)}
h2{font-size:clamp(1.25rem,2vw,1.45rem)}
h3{font-size:1.2rem}
h4{font-size:1.1rem}
p{margin:0 0 1em}
ul,ol{margin:0 0 1em}
strong{font-weight:700}

.wrap{width:100%;max-width:1140px;margin-inline:auto;padding-inline:20px}
.narrow{max-width:860px}
.sr{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
.skip{position:absolute;left:-9999px;top:10px;background:var(--blue);color:#fff;padding:10px 16px;border-radius:8px;z-index:200;font-weight:700}
.skip:focus{left:10px;color:#fff}
.eyebrow{display:none}
.fehlt{color:var(--text);font-weight:700;border:1px dashed var(--red);border-radius:4px;padding:0 5px}
.small{font-size:.95rem;color:var(--muted)}

.ic{width:22px;height:22px;flex:none;fill:none;stroke:currentColor;stroke-width:1.7;stroke-linecap:round;stroke-linejoin:round}
.ic-sm{width:18px;height:18px}
.ic-box{width:44px;height:44px;border-radius:8px;border:1px solid var(--line);color:var(--blue);display:grid;place-items:center;margin-bottom:14px}

/* Botones */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:12px 22px;border-radius:8px;font:inherit;font-weight:600;font-size:1rem;line-height:1.2;text-decoration:none;border:2px solid transparent;cursor:pointer;text-align:center}
.btn-quote{background:var(--action);color:#fff}
.btn-quote:hover{background:#006192;color:#fff}
.btn-blue,.btn-wa{background:var(--blue);color:#fff}
.btn-blue:hover,.btn-wa:hover{background:var(--blue-dark);color:#fff}
.btn-line,.btn-claim,.btn-light{background:#fff;color:var(--blue);border-color:var(--blue)}
.btn-line:hover,.btn-claim:hover,.btn-light:hover{background:var(--blue);color:#fff}
.btn-text{background:none;border:0;padding:10px 6px;font:inherit;font-weight:600;color:var(--blue);cursor:pointer;text-decoration:underline;text-underline-offset:.2em}
.text-link{display:inline-flex;align-items:center;gap:6px;font-weight:600;text-decoration:none}
.text-link:hover{text-decoration:underline}

/* Cabecera */
.site-head{background:#fff;border-bottom:1px solid var(--line)}
@media (min-width:861px){.site-head{position:sticky;top:0;z-index:50}}
.head-row{display:flex;align-items:center;gap:20px;min-height:78px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none;color:var(--text);margin-right:auto;min-width:0}
.brand:hover{color:var(--text)}
.brand img{height:52px;width:91px;object-fit:contain;flex:none}
.brand-name{display:block;font-weight:700;font-size:1.1rem;line-height:1.15}
.brand-sub{display:block;font-size:.85rem;color:var(--muted);line-height:1.3}
.main-nav{display:flex;align-items:center;gap:6px}
.main-nav a{padding:10px 14px;border-radius:8px;text-decoration:none;color:var(--text);font-weight:600;font-size:1rem;white-space:nowrap}
.main-nav a:hover{background:var(--bg);color:var(--text)}
.main-nav a[aria-current="page"]{color:var(--blue);box-shadow:inset 0 -2px 0 var(--blue);border-radius:8px 8px 0 0}
.main-nav .nav-quote{background:var(--action);color:#fff}
.main-nav .nav-quote:hover{background:#006192;color:#fff}
.lang{display:flex;gap:2px;border:1px solid var(--line);border-radius:8px;padding:3px}
.lang a{font-size:.85rem;font-weight:700;text-decoration:none;color:var(--muted);padding:7px 10px;border-radius:6px;line-height:1}
.lang a:hover{background:var(--bg);color:var(--text)}
.lang a[aria-current="page"]{background:var(--blue);color:#fff}
@media (max-width:860px){
  .head-row{flex-wrap:wrap;gap:10px 12px;min-height:0;padding-top:10px;padding-bottom:12px}
  .brand img{height:44px;width:77px}
  .main-nav{order:3;width:100%;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:6px}
  .main-nav a{display:flex;align-items:center;justify-content:center;text-align:center;white-space:normal;line-height:1.25;padding:10px 6px;font-size:.95rem;border:1px solid var(--line)}
  .main-nav a[aria-current="page"]{border-color:var(--blue);box-shadow:none;border-radius:8px}
  .main-nav .nav-quote{border-color:var(--action)}
}
@media (max-width:420px){.brand-sub{display:none}.main-nav a{font-size:.88rem;padding:9px 4px}}
@media (max-width:400px){.main-nav{gap:5px}.main-nav a{font-size:.84rem;padding:8px 3px}}
.variant-note{margin:-4px 0 0}
h1,h2,h3{-webkit-hyphens:auto;hyphens:auto}

/* Cabecera con barra de productos */
.head-cta{display:flex;align-items:center;gap:14px}
.head-cta .claim-link{font-weight:600;text-decoration:none;font-size:.95rem}
.head-cta .claim-link:hover{text-decoration:underline}
.head-cta .btn{min-height:44px;padding:9px 18px}
.prod-bar{border-top:1px solid var(--line);background:#fff}
.prod-bar ul{list-style:none;margin:0;padding:0;display:flex;gap:2px;overflow-x:auto;scrollbar-width:thin;white-space:nowrap}
.prod-bar a{display:block;padding:12px 12px 10px;font-weight:600;font-size:.97rem;color:var(--text);text-decoration:none;border-bottom:3px solid transparent}
.prod-bar a:hover{color:var(--blue)}
.prod-bar a[aria-current="page"]{color:var(--blue);border-bottom-color:var(--blue)}
@media (max-width:860px){.head-row{flex-wrap:nowrap;padding-top:10px;padding-bottom:10px}}
@media (max-width:640px){.head-cta{display:none}.prod-bar a{padding:11px 10px 9px;font-size:.93rem}}

/* Portada: foto con tarjeta */
.hero-photo{background-color:#DFEFF2;background-image:url(fotos/portada.jpg);background-size:cover;background-position:center;background-repeat:no-repeat;padding:clamp(28px,7vw,96px) 0}
.hero-box{background:#fff;max-width:520px;border-radius:8px;padding:clamp(18px,3vw,30px)}
.hero-box h1{margin-bottom:.35em;font-size:clamp(1.3rem,2vw,1.6rem)}
.hero-box p{color:var(--muted);font-size:1rem}
.hero-box .langs-inline{font-size:.92rem;margin-bottom:1em}
@media (max-width:520px){.hero-box .btn{width:100%}}
.expat{padding:44px 0 8px}
.expat h2{max-width:26em}
.expat-grid{list-style:none;margin:18px 0 0;padding:0;display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 36px}
.expat-grid h3{font-size:1.1rem;margin-bottom:.3em}
.expat-grid p{color:var(--muted);margin:0}
@media (max-width:760px){.expat-grid{grid-template-columns:minmax(0,1fr)}}
.groups-head{padding-top:36px}
.groups-head p{color:var(--muted);margin:0}

/* Producto: ventajas, saltos, comparativa, preguntas */
.benefits{list-style:none;margin:22px 0 0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.benefits li{display:flex;gap:10px;align-items:flex-start;border:1px solid var(--line);border-radius:8px;padding:14px 16px;line-height:1.45}
.benefits .ic{color:var(--blue);margin-top:1px}
@media (max-width:760px){.benefits{grid-template-columns:minmax(0,1fr)}}
.jumps{display:flex;flex-wrap:wrap;gap:8px 20px;margin:20px 0 0;padding:0;list-style:none}
.jumps a{font-weight:600;text-decoration:none}
.jumps a:hover{text-decoration:underline}
.p-sec{padding-top:34px;scroll-margin-top:120px}
.p-sec:first-child{padding-top:0}
.cmp-wrap{overflow-x:auto}
.cmp{width:100%;border-collapse:collapse;font-size:1rem;min-width:560px}
.cmp th,.cmp td{padding:12px 10px;border-bottom:1px solid var(--line);text-align:center;vertical-align:middle}
.cmp thead th{font-size:.95rem;color:var(--text);vertical-align:bottom}
.cmp tbody th{text-align:left;font-weight:400}
.cmp td .ic{margin:0 auto;color:var(--blue)}
.cmp .no{color:var(--muted)}
.cmp .txt{font-size:.9rem;color:var(--muted)}
.cmp-cards{display:none;list-style:none;margin:0;padding:0;gap:12px}
.cmp-cards > li{border:1px solid var(--line);border-radius:8px;padding:16px 18px}
.cmp-cards h3{font-size:1.1rem;color:var(--blue);margin-bottom:.5em}
.cmp-cards .checks{margin:0}
.cmp-cards .extra{color:var(--muted);font-size:.92rem}
@media (max-width:760px){.cmp-wrap{display:none}.cmp-cards{display:grid}}
.note-box{border-left:4px solid var(--blue);background:var(--bg);border-radius:8px;padding:14px 18px;margin:22px 0 0}
.note-box p{margin:0}
.faq{border-bottom:1px solid var(--line)}
.faq:first-of-type{border-top:1px solid var(--line)}
.faq summary{cursor:pointer;list-style:none;position:relative;padding:16px 34px 16px 0;font-weight:600}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:12px;font-size:1.4rem;font-weight:400;color:var(--blue)}
.faq[open] summary::after{content:"\2013"}
.faq p{margin:0 0 16px;color:var(--muted)}
.cta-end{display:flex;flex-wrap:wrap;gap:12px;margin:32px 0 0;padding-top:26px;border-top:1px solid var(--line)}
@media (max-width:520px){.cta-end .btn{width:100%}}

/* Portada en una sola pagina */
.home-sec{padding:44px 0 8px;scroll-margin-top:120px}
.home-sec > .wrap > h2{margin-bottom:18px}
.why-grid{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.why-grid li{border:1px solid var(--line);border-radius:8px;padding:22px}
.why-grid h3{font-size:1.12rem;margin-bottom:.35em}
.why-grid p{margin:0;color:var(--muted)}
@media (max-width:860px){.why-grid{grid-template-columns:minmax(0,1fr)}}
.xcards{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.xcard{display:flex;flex-direction:column;height:100%;border:1px solid var(--line);border-radius:8px;overflow:hidden;text-decoration:none;color:var(--text);background:#fff}
.xcard:hover{border-color:var(--blue);color:var(--text)}
.card-img{aspect-ratio:4/3;background-color:#DFEFF2;background-size:cover;background-position:center;background-repeat:no-repeat}
.xcard-body{padding:16px 18px 18px;display:flex;flex-direction:column;gap:6px;flex:1}
.xcard h3{font-size:1.15rem;color:var(--blue);margin:0}
.xcard p{margin:0;color:var(--muted);font-size:1rem;line-height:1.45}
.xcard .more{margin-top:auto;padding-top:8px;font-weight:600;color:var(--blue);display:inline-flex;gap:6px;align-items:center}
@media (max-width:980px){.xcards{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:560px){.xcards{grid-template-columns:minmax(0,1fr)}}
.price-cta{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);border:1px solid var(--line);border-radius:8px;overflow:hidden}
.price-cta .card-img{aspect-ratio:auto;min-height:220px}
.price-text{padding:clamp(22px,4vw,38px)}
.price-text h2{margin-bottom:.4em}
.price-text p{color:var(--muted)}
@media (max-width:760px){.price-cta{grid-template-columns:minmax(0,1fr)}.price-cta .card-img{min-height:150px}}
@media (max-width:520px){.price-text .btn{width:100%}}
.more-links{list-style:none;margin:0;padding:0;columns:3;column-gap:32px}
.more-links li{break-inside:avoid;border-bottom:1px solid var(--line)}
.more-links a{display:flex;justify-content:space-between;align-items:center;gap:8px;padding:11px 2px;font-weight:600;text-decoration:none}
.more-links a:hover{text-decoration:underline}
@media (max-width:860px){.more-links{columns:2}}
@media (max-width:520px){.more-links{columns:1}}
.home-sec .strip-claim{margin-top:0}
.faq ul{margin:0 0 16px;padding-left:1.2em;color:var(--muted);display:grid;gap:6px}
.home-note{font-size:.95rem;color:var(--muted);margin:12px 0 0}
.brochure{display:flex;gap:18px;align-items:flex-start;border:1px solid var(--line);border-radius:8px;padding:22px 24px}
.brochure .ic-box{margin:0;flex:none}
.brochure h2{font-size:1.3rem;margin-bottom:.35em}
.brochure p{margin:0 0 .6em;color:var(--muted)}
.brochure .bro-dl{margin:0;font-weight:600}
.bro-line{display:flex;gap:8px;align-items:center;margin:12px 0 0}
.bro-line .ic{color:var(--blue);width:20px;height:20px}
@media (max-width:520px){.brochure{flex-direction:column}}
@media (max-width:400px){h1{font-size:1.4rem}}

/* Portada */
.home-top{padding:40px 0 4px}
.home-top h1{margin-bottom:.35em}
.home-top p{color:var(--muted);font-size:1.1rem;max-width:40em;margin:0}
.groups{padding:12px 0 48px}
.group{padding:30px 0 6px;scroll-margin-top:90px}
.group h2{font-size:1.45rem;margin-bottom:14px}
.prod-list{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:12px}
.prod{position:relative;display:flex;flex-direction:column;gap:4px;height:100%;padding:18px 48px 18px 18px;border:1px solid var(--line);border-radius:8px;text-decoration:none;color:var(--text);background:#fff}
.prod:hover{border-color:var(--blue);color:var(--text)}
.prod-name{font-weight:700;font-size:1.15rem;color:var(--blue);line-height:1.3}
.prod-text{color:var(--muted);font-size:1rem;line-height:1.45}
.prod .ic{position:absolute;right:16px;top:50%;margin-top:-9px;color:var(--blue)}
.group-note{font-size:.95rem;color:var(--muted);margin:12px 0 0}
@media (max-width:980px){.prod-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:600px){.prod-list{grid-template-columns:minmax(0,1fr)}}
.strip-claim{background:var(--bg);padding:24px 0}
.strip-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:14px 24px}
.strip-row p{margin:0;font-size:1.05rem}
@media (max-width:520px){.strip-row .btn{width:100%}}
.office-mini{padding:44px 0 40px;scroll-margin-top:90px}
.office-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}
.office-grid h2{font-size:1.15rem;margin-bottom:.4em}
.office-grid address{font-style:normal}
.office-grid p{margin:0 0 .6em}
.langs-line{color:var(--muted);margin:28px 0 0;padding-top:18px;border-top:1px solid var(--line)}
.office-mini .office-grid+.wrap>.foot-office{margin-top:28px}
.office-photo{width:100%;max-width:520px;height:auto;border-radius:8px;margin:0 0 22px}
@media (max-width:860px){.office-grid{grid-template-columns:minmax(0,1fr);gap:22px}}

/* Secciones */
.section{padding:48px 0;scroll-margin-top:90px}
.section-soft{background:var(--bg)}
.section-tight{padding:36px 0}
.section-head{max-width:46em;margin-bottom:28px}
.section-head p{color:var(--muted)}
.p-hero{padding:34px 0 30px;border-bottom:1px solid var(--line)}
.p-hero h1{max-width:22em}
.lead{font-size:1.1rem;color:var(--muted);max-width:42em}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin:22px 0 8px}
@media (max-width:520px){.hero-actions .btn{width:100%}}
.crumbs{font-size:.92rem;color:var(--muted);margin:0 0 14px}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"\203A";margin-right:6px}
.crumbs a{color:var(--muted)}

/* Producto */
.checks{list-style:none;margin:0 0 1em;padding:0;display:grid;gap:10px}
.checks li{display:flex;gap:10px;align-items:flex-start;line-height:1.5}
.checks .ic{color:var(--blue);width:20px;height:20px;margin-top:3px}
.checks-2{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:28px}
@media (max-width:700px){.checks-2{grid-template-columns:minmax(0,1fr)}}
.mods{display:grid;gap:14px;margin:0 0 22px}
.mods h3{font-size:1rem;font-weight:600;color:var(--muted);margin:0 0 6px}
.mods ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.mods li{border:1px solid var(--line);border-radius:8px;padding:6px 12px;font-weight:600;font-size:.95rem}
.plain{margin:0 0 1em;padding-left:1.2em;display:grid;gap:10px}
.block-h{margin-top:36px}
.quote-again{display:flex;flex-wrap:wrap;gap:12px;margin:26px 0 8px}
@media (max-width:520px){.quote-again .btn{width:100%}}
.alert{display:flex;gap:12px;align-items:flex-start;border:1px solid var(--line);border-left:4px solid var(--red);border-radius:8px;padding:14px 16px;margin:0 0 24px;background:#fff}
.alert .ic{color:var(--red);margin-top:2px}
.alert p{margin:0}
.disclaimer{font-size:.95rem;color:var(--muted);border-top:1px solid var(--line);padding-top:14px;margin:28px 0 0}
.p-others{margin-top:36px}
.p-others h2{font-size:1.2rem}
.others{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.others a{display:inline-block;padding:8px 14px;border:1px solid var(--line);border-radius:8px;text-decoration:none;font-weight:600;color:var(--text)}
.others a:hover{border-color:var(--blue);color:var(--blue)}

/* Catalogo */
.jump ul{list-style:none;margin:18px 0 0;padding:0;display:flex;flex-wrap:wrap;gap:8px}
.jump a{display:inline-block;padding:8px 14px;border:1px solid var(--line);border-radius:8px;text-decoration:none;font-weight:600;color:var(--text)}
.jump a:hover{border-color:var(--blue)}
.cat-section{font-size:1.7rem;margin:0 0 18px}
.cat-group{margin-bottom:34px;scroll-margin-top:100px}
.cat-group > h3{font-size:1.25rem;color:var(--blue);margin-bottom:8px}
.cat-list{list-style:none;margin:0 0 16px;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:0 28px}
.cat-list li{display:flex;flex-direction:column;padding:16px 0 18px;border-top:1px solid var(--line);scroll-margin-top:100px}
.cat-list h4{margin:0 0 4px}
.cat-list p{color:var(--muted);font-size:1rem;margin:0 0 10px}
.cat-list li:target{background:var(--bg);box-shadow:0 0 0 10px var(--bg)}
.card-actions{margin-top:auto;display:flex;flex-wrap:wrap;gap:8px 18px;align-items:center}
.card-actions a{font-weight:600;text-decoration:none;display:inline-flex;align-items:center;gap:6px}
.card-actions a:hover{text-decoration:underline}
@media (max-width:980px){.cat-list{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:640px){.cat-list{grid-template-columns:minmax(0,1fr)}}

/* Pasos */
.steps{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:14px;list-style:none;padding:0;margin:0;counter-reset:paso}
.steps li{position:relative;counter-increment:paso;border:1px solid var(--line);border-radius:8px;padding:16px 16px 16px 58px;line-height:1.5;background:#fff}
.steps li::before{content:counter(paso);position:absolute;left:16px;top:14px;width:30px;height:30px;border-radius:50%;border:2px solid var(--blue);color:var(--blue);font-weight:700;font-size:.95rem;display:grid;place-items:center}
.steps-hero{margin-top:22px}
@media (max-width:780px){.steps{grid-template-columns:minmax(0,1fr)}}

/* Siniestros */
.help{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.help-card{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:8px;padding:22px}
.help-card h3{font-size:1.15rem}
.help-card ol{padding-left:1.25em;margin:0 0 16px;display:grid;gap:8px}
.tip{margin-top:auto;background:var(--bg);border-radius:8px;padding:12px 14px;font-size:.97rem;line-height:1.5}
.tip strong{display:block;margin-bottom:2px}
@media (max-width:980px){.help{grid-template-columns:minmax(0,1fr)}}
.claim-how{margin-top:32px}
.claim-how h3{margin-bottom:14px}
.claim-next{max-width:46em}
.claim-next h2{font-size:1.25rem;margin-top:6px}

/* Formularios */
.tabs{display:flex;flex-wrap:wrap;gap:8px;list-style:none;margin:0 0 22px;padding:0}
.tabs a{display:inline-flex;align-items:center;gap:8px;padding:11px 16px;border-radius:8px;border:1px solid var(--line);background:#fff;text-decoration:none;font-weight:600;color:var(--text)}
.tabs a:hover{border-color:var(--blue)}
.tabs a[aria-current="true"]{border:2px solid var(--blue);color:var(--blue)}
.form-panel{border:1px solid var(--line);border-radius:8px;padding:clamp(18px,4vw,34px);margin-bottom:24px;scroll-margin-top:100px;background:#fff}
.form-panel > h2{font-size:1.5rem}
.form-intro{color:var(--muted);margin-bottom:18px}
.req-note{font-size:.92rem;color:var(--muted);margin:0 0 6px}
.pform fieldset{border:0;margin:0;padding:0;min-width:0}
.pform .step{scroll-margin-top:110px}
.pform .step + .step{margin-top:26px}
.step > legend{display:block;width:100%;font-weight:700;font-size:1.25rem;color:var(--text);padding:0 0 12px;margin-bottom:6px;border-bottom:1px solid var(--line)}
.step-no{display:block;font-size:.9rem;font-weight:600;color:var(--muted);margin-bottom:2px}
.fgrid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 20px;margin-top:14px}
.field{display:flex;flex-direction:column;gap:6px;min-width:0}
.field.full{grid-column:1 / -1}
.field > label,.radios > legend{font-weight:600;color:var(--text);font-size:1rem;padding:0}
.req{color:var(--red);margin-left:2px}
.opt{font-weight:400;color:var(--muted);font-size:.92em}
.pform input[type=text],.pform input[type=tel],.pform input[type=email],.pform input[type=number],.pform select,.pform textarea{width:100%;font:inherit;font-size:1rem;color:var(--text);background:#fff;border:1.5px solid #414141;border-radius:8px;padding:12px 13px;min-height:50px}
.pform textarea{min-height:110px;resize:vertical}
.pform input:focus,.pform select:focus,.pform textarea:focus{border-color:var(--blue);outline:3px solid rgba(0,55,129,.2);outline-offset:0}
.hint{font-size:.92rem;color:var(--muted);margin:0;line-height:1.45}
.radios{display:flex;flex-direction:column;gap:6px}
.radio-list{display:grid;gap:8px}
.radio-inline{grid-template-columns:repeat(auto-fit,minmax(140px,1fr))}
.radio{display:flex;gap:10px;align-items:center;border:1.5px solid #414141;border-radius:8px;padding:11px 13px;cursor:pointer;background:#fff;line-height:1.35}
.radio:hover{border-color:var(--blue)}
.radio input{width:20px;height:20px;accent-color:var(--blue);flex:none;margin:0}
.radio:has(input:checked){border-color:var(--blue);background:var(--bg)}
.helpbox{background:var(--bg);border-radius:8px;padding:10px 14px;font-size:.95rem}
.helpbox summary{cursor:pointer;font-weight:600;color:var(--blue)}
.helpbox p{margin:8px 0 2px}
.consent{display:flex;gap:12px;align-items:flex-start;background:var(--bg);border-radius:8px;padding:14px 16px;margin-top:22px;font-size:.97rem;line-height:1.5}
.consent input{width:22px;height:22px;accent-color:var(--blue);flex:none;margin:1px 0 0}
.form-nav{display:flex;flex-wrap:wrap;align-items:center;gap:12px;margin-top:22px}
.needs-js{display:none!important}
.js .needs-js{display:flex!important}
.nojs{background:var(--bg);border-radius:8px;padding:16px 18px;margin-top:22px}
.nojs p{margin:0 0 8px}
.send-note{font-size:.92rem;color:var(--muted);margin:12px 0 0}
.hp{position:absolute!important;left:-9999px!important;width:1px;height:1px;overflow:hidden}
.fotos-note{font-weight:600;background:var(--bg);border-radius:8px;padding:12px 14px;margin:18px 0 0}
.after-note{margin-top:22px;border-left:4px solid var(--blue);background:var(--bg);border-radius:8px;padding:16px 20px}
.after-note h3{margin-bottom:.3em}
.after-note p{margin:0}
.fgrid .alert{margin:0}
@media (max-width:640px){.fgrid{grid-template-columns:minmax(0,1fr)}.form-nav .btn{width:100%}}

/* Paginas legales */
.legal-main{padding:36px 0 60px}
.legal-doc{max-width:820px}
.legal-doc h1{font-size:clamp(1.5rem,2.6vw,1.85rem)}
.legal-doc h2{font-size:1.25rem;margin:1.8em 0 .5em}
.legal-doc ul{padding-left:1.3em;display:grid;gap:8px}
.legal-note{font-size:.95rem;color:var(--muted);background:var(--bg);border-radius:8px;padding:12px 16px;margin:0 0 24px}
.legal-links{display:flex;flex-wrap:wrap;gap:8px 18px;margin-top:32px;padding-top:18px;border-top:1px solid var(--line);font-weight:600}

/* Pie */
.site-foot{background:var(--bg);border-top:1px solid var(--line);padding:44px 0 26px;font-size:1rem}
.site-foot h2{font-size:1rem;margin:0 0 10px}
.foot-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:32px}
.foot-logo{display:inline-block;margin-bottom:12px}
.foot-logo img{height:48px;width:84px;object-fit:contain}
.foot-list{list-style:none;margin:0;padding:0;display:grid;gap:6px}
.foot-office{font-weight:600;margin:0 0 6px}
.foot-list+.foot-office{margin-top:18px}
.allianz-slot{font-size:.95rem;color:var(--muted);margin:0 0 16px}
.social{display:flex;gap:6px}
.social a{display:grid;place-items:center;width:42px;height:42px;border:1px solid var(--line);border-radius:8px;color:var(--blue);background:#fff}
.social a:hover{border-color:var(--blue)}
.foot-legal{border-top:1px solid var(--line);margin-top:30px;padding-top:16px;font-size:.92rem;color:var(--muted)}
.foot-legal p{margin:0 0 4px}
@media (max-width:860px){.foot-grid{grid-template-columns:minmax(0,1fr);gap:26px}}

/* Barra movil */
.mobile-bar{display:none}
@media (max-width:760px){
  body{padding-bottom:80px}
  .mobile-bar{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:6px;position:fixed;left:0;right:0;bottom:0;z-index:80;padding:8px 8px calc(8px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line)}
  .mobile-bar .btn{min-height:50px;padding:6px 4px;width:100%;font-size:.85rem;gap:4px;min-width:0}
  .mobile-bar .ic-sm{width:16px;height:16px}
}
@media (max-width:360px){.mobile-bar .btn .ic{display:none}}

@media print{
  .site-head,.mobile-bar,.skip{display:none!important}
  body{padding:0;font-size:12pt}
}
h1.slogan{font-size:clamp(1.3rem,2.1vw,1.7rem);font-weight:400;margin-bottom:.15em}
.slogan-sub{font-size:1.05rem;color:var(--muted);margin:0 0 .9em}
.home-top .slogan-sub{margin-bottom:.9em}

/* Sparten-Icons auf den Produktkacheln (Allianz-Iconset, 14.09.2026) */
.cat-ic{width:34px;height:34px;display:block;margin:0 0 6px}
@media (max-width:760px){.cat-ic{width:30px;height:30px}}